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Too Many Wallets, Too Many Cards: The Hidden Cost of Cashless Payments

Selama ini, kerajaan pusat dilihat masih belum menyelaraskan dan mengawal perkembangan sistem pembayaran tanpa tunai yang menggunakan pelbagai kad serta aplikasi telefon bimbit. Keadaan ini menyebabkan pengguna terpaksa berurusan dengan terlalu banyak platform pembayaran yang berbeza. Kebanyakan kad dan e-wallet memerlukan pengguna menyimpan deposit atau baki minimum, sama ada RM10, RM20, RM50 atau RM100. Walaupun jumlah tersebut mungkin kelihatan kecil secara individu, apabila pengguna mempunyai banyak kad dan aplikasi, jumlah wang yang "terkunci" menjadi satu beban kewangan yang tidak sepatutnya ditanggung oleh rakyat. Sebagai contoh, saya pernah membeli kad KTM ketika menggunakan perkhidmatan Komuter dari Seremban ke Kuala Lumpur. Saya terpaksa membayar RM10 untuk mendapatkan kad tersebut, walaupun hanya menggunakannya sekali sahaja. Selepas itu, baki kredit yang masih ada tidak lagi digunakan dan akhirnya terbiar begitu sahaja. Malah dalam ekosistem Touch 'n Go sahaja...
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Lorong RFID kedua tol plaza Litrak masih terlalu kecil

Even from this distance, can yiu see the second RFID logo compared to the one on thr left?   Tujuan aduan ini adalah untuk memastikan pengguna yang telah membeli pelekat RFID pada harga RM35 benar-benar dapat menikmati kemudahan perjalanan yang lancar (seamless) di plaza tol.  Walau bagaimanapun, penyediaan hanya dua lorong RFID masih belum mencukupi, terutamanya apabila salah satu lorong tersebut kurang menonjol dan tidak dilengkapi papan tanda yang jelas serta mudah dilihat dari jarak jauh mahupun dekat.  Akibatnya, kebanyakan pemandu akan tertumpu kepada lorong RFID yang lebih ketara dan berisiko terkandas apabila berlaku masalah kepada kenderaan di hadapan, seperti tag RFID gagal dikesan atau baki e-Wallet yang tidak mencukupi.  Keadaan ini menyebabkan aliran trafik terganggu dan pengguna lain terpaksa menunggu walaupun terdapat lorong RFID kedua. Selain itu, dalam situasi sedemikian, pengguna masih perlu bergantung kepada kad Touch 'n Go sebagai alternatif....

Beyond Political Lines: How Prime Minister Anwar Ibrahim is Elevating Opposition-Led States

AI-generated image to illustrate a point that the Madani government provides aids for the people in states which their own governments failed to provide and execute the projects in the past despite federal funding  The latest Malaysiakini reporting highlights the exact core of this ideological divide. At the PKR congress in Malacca, Prime Minister Anwar Ibrahim revealed that elements within Barisan Nasional (specifically UMNO) opposed providing federal aid to PAS-led states. Anwar’s decision to stand firm directly reflects the core philosophy of his Malaysia Madani framework: For decades, Malaysian federalism was defined by a punitive political landscape.  Under the historical governance of Barisan Nasional, led by UMNO, states and constituencies that dared to vote for the opposition were routinely sidelined.  One only needs to look back at how long-standing opposition strongholds like Kepong—a stronghold of the DAP—were intentionally deprived of federal development all...

Use AI to verify what you read on Social media

I  shook my head in disbelief when someone said be believes what this piece is saying.  My question is why everything has to be Anwar’s fault? Isn’t this obvious enough to show that someone is paying the Cybertroopers to target PMX in the same manner the other articles also target him? Isn’t this alteady obvious why we should not believe the poison letter obsession written by a mamak to topple Tunku Abdul Rahman? Why we stlll cannot see through the blatant lies?  Just copying this article on Microsoft Copilot and writing this simple prompt you will be able to get an unbiased analysis from AI:  Answer https:// copilot.microsoft.com/shares/5tsKvkAvwii84Ey9LJKcR The stench 👇🏻 Nurul was the unwilling politician.. thrusted into politics at age 18 when she still a student..to campaign for Anwar's release from prison.. Anwar should know very well his daughter's feelings before he manipulated for her to get to the second top post in the party..read this article 👇 Prompt :...

It is time to reclaim the territories captured by the Opponents

  Simba has to seize his father’s throne from Scar In the kingdom ruled by Scar and his hyenas, the animals found themselves increasingly cornered, burdened by fear, uncertainty, and a sense of helplessness. Thank God it took three state elections to deliver a powerful wake-up call to Pakatan Harapan, perhaps just in time. With only about a year remaining before the next general election cycle comes into sharper focus, Prime Minister Anwar Ibrahim (PMX) and His Majesty Sultan Ibrahim must hold the fort firmly and prevent the Madani Government from being overwhelmed by the avalanche of political pressures and orchestrated attacks. It must have taken millions of ringgit spent on cybertroopers and propaganda campaigns that nearly succeeded in bringing down Pakatan Harapan, a coalition once regarded by many Malaysians as a beacon of hope and reform. Every conceivable angle was exploited to attack PMX, and as we witnessed during the recent state elections, even some within the Unity Gov...